With the steady increase in homelessness in America over the past two decades, the need for housing subsidy programs has become especially resonant. Maryland is no exception—Baltimore-Towson ranked 23rd in a survey of homelessness in America’s highest-populated metro areas. Fortunately, there are programs in existence that can help.

The federal government’s Housing Choice Voucher Program (Section 8) offers financial assistance in the form of vouchers to very low-income families and individuals, the disabled, and the elderly to help cover housing costs.

Another program, the state of Maryland’s Rental Allowance Program, provides grants to local governments, who then subsidize low-income or homeless individuals’ and families’ housing needs.

Baltimore-based Alliance, Inc. offers help to veterans who are either homeless or near homelessness by providing access to housing resources and financial assistance for permanent housing.

Though there are many helpful organizations, perhaps most important in the fight against homelessness is ensuring the availability of low-cost housing.

About the Author:
The owner of the Columbia, MD-based company Duerk & Associates Real Estate Development, Joshua Duerk, also known as Josh Duerk, is committed to providing affordable housing for families and actively participates in federal and state subsidy programs.

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